Construction Crew

Allegiance Benefit Plan Management, Inc. (Allegiance) is very proud to provide claims processing services to the Montana Contractors’ Association Health Care Trust (MCAHCT). In addition to processing medical, dental, vision, and short-term disability claims for MCAHCT, Allegiance COBRA Services provides COBRA Continuation Coverage administration. The MCA Trust Office processes the Life and AD&D benefits. Allegiance, known for excellent service throughout the Northwest, has a dedicated service team to assist you with your questions regarding the MCAHCT benefit plan and its provisions.

MCAHCT is an employer-sponsored, self-insured health plan subject to federal regulations. Since 1988, the MCAHCT has maintained reasonable contribution rates for providing coverage to participating employers and their employees. The MCA Trust Office in Billings, MT, administers the MCAHCT on behalf of the Board of Trustees (nine members appointed by the MCA Board of Directors).


The links above will allow you 24-hour access to information about your claims, access to forms, and ability to read the MCAHCT Benefit Plan Document/SPD.

If the information contained in the links above does not address your question or provide the information you need, please click on the link “Contact Us” and you will receive a list of ways to contact Allegiance and the MCA Trust Office. We will respond to your email within one to three business days.

Thank you for your participation in the MCAHCT.

Allegiance Member Portal

Log into the Member Portal for quick access to claims and benefit information. Learn how below. Please note: The walkthrough video reflects general login instructions. Please continue to log in using the login link on this custom site.


For assistance regarding a claim or to pre-notify for medical services, please call the MCA Trust Allegiance Customer Service number at 1-877-720-7827.

To find a network provider in your area, click on the Find Provider link on the top of the page.