Consumer Plan:

To find a Tier 1 Provider, click here. Using a Tier 1 Provider for covered services will provide the highest benefit level.


Tier 1 is composed of both the Prisma Health Midlands Network and the Prisma Health Upstate Network clinically integrated networks, which together include over 3,900 employed and independent hospitals and healthcare providers across 17 counties in the upstate and midlands regions of South Carolina. The combined networks’ large geographic footprint provides the ability to manage large patient populations, offering greater access to care and choice of providers.


Equipped for Life has a diverse selection of durable medical equipment such as ambulatory and bath aids, feeding pumps and supplies, respiratory and sleep aids, C-paps and Bi-paps, orthotics and orthopaedic bracing supplies and many more items. Click here to read more about Equipped for Life.


Behavioral health coverage is provided by Prisma Health Midlands Network, Prisma Health Upstate Network and CIGNA Behavioral Health. To locate a behavioral health provider within the Prisma Health Midlands Network and Prisma Health Upstate Network, click here. To locate a provider in the Cigna behavioral health network, click here.


For Home Health services and In-home Medical Supplies and Durable Medical Equipment, please click here to locate a provider on the Cigna provider search page.


To locate a chiropractic provider, click here.


Tier 2: The Cigna Open Access Plus (OAP) Network includes physicians, hospitals and other healthcare providers throughout the United States. By using the Cigna OAP Network, you will be required to pay a higher deductible and out-of-pocket cost than if you were to use a Prisma Health Midlands Network provider. To access the Cigna OAP network, click here.


Tier 3: A choice to use an out-of-network provider is available, but you will be required to pay a higher deductible and out-of-pocket than Tier 2 with no limit on out-of-pocket expenses.